Our BEST deals of 2018 are here – the Year End Closeout is on!
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The current average interest rate on a five-year 60 months loan for a new car is just under 5 percent, according to Bankrate.
Make sure you're armed with all the documents you'll need to complete the sale: Your driver's license, the title and registration for your existing car if you're trading it in and proof of insurance. Also, if you are making a down payment, call the dealer ahead of time to find out what forms of payment are accepted.
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Take advantage of year-end car deals
Why August is a great time to buy a new car
But understanding the current factors influencing the market, such as inventory levels, can help car shoppers know where to find their own best deal, says Cars. Early in the fall, car lots were choked with unsold models. Some of that surplus was absorbed after the recent hurricane season forced many car shoppers to replace their flooded vehicles. But inventory levels are still higher than last year at this time, Wiesenfelder says. Now, automakers and dealers want to get rid of the remaining s, he says.
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Although year-end discounts make buying a car cheaper, the vehicle will depreciate more quickly because it quickly becomes a year older.